Terms and Privacy Policy

1. General

Great Lakes Business Credit (“we,” “us” and “our”) provides this website subject to the following terms of Use (“Terms”). Your continued use of this website constitutes your acceptance of these Terms. If you have any questions, please contact our Customer Service department at contact@greatlakesbusinesscredit.com.

2. Purpose of the Website

The goal of this website is to provide you with access to information about our products and services. Do not use this website if you do not agree with these terms. Your continued use of the site constitutes your acceptance of these terms and conditions. If you have any questions, please contact Customer Service at contact@greatlakesbusinesscredit.com.

3. Trademarks, Service Markes and Copyrighted Materials

We control and operate this website. All content on this website, including, but not limited to, text, photographs, images, illustrations, audio clips, and video clips, is protected by copyrights, trademarks, service marks, and/or other intellectual property rights (which are governed by the United States and worldwide copyright laws and treaty provisions, privacy and publicity laws, and communication regulations and statutes). The content is owned and controlled by us, our affiliates, or by third-party content providers, merchants, sponsors, and licensors (collectively the “Providers”) that have licensed their content or the right to market their products and/or services to you using this site. You agree to abide by all additional copyright notices, information, or restrictions contained in any content that is presented on this site.

You may not use any registered or unregistered trademarks, service marks, or copyrighted materials appearing on this website, including but not limited to any logos or characters, without the express written consent of the owner of the mark or copyright. You may not frame, deep-link, or otherwise incorporate into another website any of the content or other materials on this website without our express prior written consent.

Violation of trademark and copyright laws may result in significant civil liability or criminal penalties under the United States and/or worldwide copyright and trademark laws. You recognize that any reproduction or use of the content, except as authorized by these Terms, is considered intentional infringement.

4. Use of the Site

You are accessing greatlakesbusinesscredit.com using the Internet and your Internet service provider. Security cannot be guaranteed. We hereby disclaim all liability for any security breaches of online communications or for any electronic, computer or other system failures. We shall not be liable to any person for loss, liability or damages, including consequential or special damages, arising as a result of any security breaches or system failures or any other defect of the electronic online communication procedures, including, without limitation, loss due to data modification or destruction.

You agree not to use greatlakesbusinesscredit.com for any purpose except access to descriptions of our products and services. In using this site, you agree not to disrupt or interfere with the site, its services, system resources, nor to upload, post or otherwise transmit any viruses or other harmful, disruptive, inappropriate, illegal or destructive files. You also agree not to use, attempt to use, or access other accounts, or create or use a false identity on the site.

You agree to indemnify and hold us, and our parents and affiliates, harmless for any loss or damage caused by your access, attempted access to or manipulation of any account or data of any third party and/or any defect in your system that causes damage to our hardware, software or data. We reserve the right to terminate or suspend access to wexinc.com, in whole or in part, at any time, without notice.

greatlakesbusinesscredit.com and the information provided on this site is provided “AS IS” without any representation or warranty, express or implied, of any kind, including, but not limited to, warranties of merchantability, non-infringement, or fitness for a particular purpose. Great Lakes Business Credit, its subsidiaries and affiliates, make no warranty that use of the site or the materials will be uninterrupted, timely, secure, or error free or that defects, if any will be corrected and we assume no responsibility for any damages that may be suffered by you, including, but not limited to, losses from delays, non-delivery of content or any communications, errors, system down time, network or system outages, file corruption or service interruptions.

5. Governing Law, Severability

We operate this website (excluding linked sites) from our offices within the state of Michigan. The website can be accessed from all 50 states, as well as from other countries around the world. As each of these places has laws that may differ from those of Michigan, by accessing this website, you agree that these Terms and your use of the web site shall be governed in all respects by United States federal law and the internal substantive laws of the State of Michigan, without regard to conflict of laws provisions and shall not be governed by the United Nations Convention on the International Sale of Goods. You further submit to exclusive jurisdiction and venue in the state and federal courts located in the State of Michigan for all disputes, cases, and controversies regarding this website, your use of this web site, and your relationship with us. We make no representation that materials on this website are appropriate or available for use in other locations, and accessing them from territories where the content is illegal is prohibited. Customers who choose to access this website from other locations do so at their own risk and are responsible for compliance with local laws, including laws regarding the transmission of technical data exported from the United States or the country in which you reside. If any provision of these terms is prohibited by or rendered invalid by applicable law, such provision shall be ineffective only to the extent of such prohibition or invalidity, without invalidating the remainder of such provision or the remaining provisions of these Terms.

6. Limitation of Liability

Although we strive to update and keep accurate as much as possible the content contained on the Website or Services, errors and/or omissions may occur and we cannot guarantee it is accurate and complete at all times. ACCORDINGLY, THIS WEBSITE, INCLUDING THE CONTENT AND SERVICES PROVIDED HEREIN, IS BEING PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED. GLBC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. GLBC DOES NOT WARRANT THAT THE FUNCTIONS ON THE WEBSITE OR THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. GLBC DOES NOT WARRANT THE ACCURACY, COMPLETENESS, RELIABILITY, OR CURRENCY OF ANY CONTENT. IN NO EVENT SHALL GLBC, ITS AFFILIATES, MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM OR IN CONNECTION WITH THE USE OF, OR THE INABILITY TO USE, THE WEBSITE, ANY CONTENT OR SERVICES, EVEN IF GLBC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

7. No Advice

THE INFORMATION, SERVICES, AND CONTENT FOUND ON THIS WEBSITE IS PROVIDED SOLELY FOR INFORMATION PURPOSES AND SHOULD NOT BE INTERPRETED AS A RECOMMENDATION OR AS FINANCIAL, LEGAL, BUSINESS, TAX, INVESTMENT, PROFESSIONAL OR EXPERT ADVICE. GLBC MAKES NO REPRESENTATION, WARRANTY, OR CONDITION AS TO THE SUCCESS OF ANY FINANCIAL OPPORTUNITY PUBLISHED ON THE WEBSITE. THE USE OF THE WEBSITE DOES NOT REPLACE CONSULTATIONS WITH A QUALIFIED PROFESSIONAL. We recommend that you consult with your own professional advisors to determine how any information, services, or contents made available on this Website apply to your specific situation.

8. Questions

For questions concerning these terms or the products described online please contact us by email at contact@greatlakesbusinesscredit.com, or send inquiries to Great Lakes Business Credit, 1700 West Big Beaver Rd., Suite 235, Troy, MI 48084.

Privacy Statement

Great Lakes Business Credit (“GLBC”) is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the GLBC Web site and governs data collection and usage. By using the GLBC website, you consent to the data practices described in this statement.

Collection of your Personal Information

GLBC collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. GLBC also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests, and favorites.

There is also information about your computer hardware and software that is automatically collected by GLBC. This information can include your IP address, browser type, domain names, access times, and referring Web site addresses. This information is used by GLBC for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of the GLBC Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through GLBC public message boards, this information may be collected and used by others. Note: GLBC does not read any of your private online communications.

GLBC encourages you to review the privacy statements of Web sites you choose to link to from GLBC so that you can understand how those Web sites collect, use, and share your information. GLBC is not responsible for the privacy statements or other content on Web sites outside of the GLBC Web site.

Use of your Personal Information

GLBC collects and uses your personal information to operate the GLBC Web site and deliver the services you have requested. GLBC also uses your personally identifiable information to inform you of other products or services available from GLBC. GLBC may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

GLBC does not sell, rent, or lease its customer lists to third parties. GLBC may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, GLBC may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to GLBC, and they are required to maintain the confidentiality of your information.

GLBC does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

GLBC keeps track of the Web sites and pages our customers visit within GLBC, in order to determine what GLBC services are the most popular. This data is used to deliver customized content and advertising within GLBC to customers whose behavior indicates that they are interested in a particular subject area.

GLBC Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on GLBC or the site; (b) protect and defend the rights or property of GLBC; and, (c) act under exigent circumstances to protect the personal safety of users of GLBC, or the public.

Use of Cookies

The GLBC Web site uses “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize GLBC pages, or register with GLBC site or services, a cookie helps GLBC to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same GLBC Web site, the information you previously provided can be retrieved, so you can easily use the GLBC features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the GLBC services or Web sites you visit.

Security of your Personal Information

GLBC secures your personal information from unauthorized access, use, or disclosure. GLBC secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

GLBC will occasionally update this Statement of Privacy to reflect company and customer feedback. GLBC encourages you to periodically review this Statement to be informed of how GLBC is protecting your information.

Contact Information

GLBC welcomes your comments regarding this Statement of Privacy. If you believe that GLBC has not adhered to this Statement, please contact GLBC at contact@greatlakesbusinesscredit.com, or Great Lakes Business Credit, 1700 West Big Beaver Rd., Suite 235, Troy, MI 48084. We will use commercially reasonable efforts to promptly determine and remedy the problem.